Rajosik is the Head of Risk and Finance Advisory practice and has over 25 years experience in Risk Management, Banking and Financial Instruments. He has extensive experience of implementing treasury solutions for several Corporations and Banks in countries like US, UK, Germany, Middle East and India. He has been previously associated with another Big 4 and has worked for a Bank in London.
He has led more than 30 IFRS 9 Implementation and Impact assessment engagement across large GSIBs, Middle East, and India specifically focusing on impairment computation based on ‘expected credit loss’ and ‘CECL’.
He led several Basel and treasury related implementation projects across banks. These projects include implementation of Treasury Risk Management solutions, Basel III/IV requirements across credit, market, operational risk and non-financial risk.
He has worked with the largest Domestic Bank in India in their Market risk and Hedge accounting implementation. Responsible for implementation of IFRS and US GAAP conversion solutions for leading companies in India and abroad.
He has worked with prominent Asian Banks on Digital lending, underwriting using alternate data, fintech alliances for LMS/LOS for STP processes.
He has worked with Central Banks on policy making across various dimensions on Banking and Insurance Risks - Credit Risk, Model Risk Management, Risk Based Supervision, SupTech.
He has been working with several European and American GSIBs across Model Development and Model Validation across various model types and model tiers.
He has worked with several Life Insurance companies in their IFRS 4, IFRS 17 and IFRS 9 transitions.
He has led and managed engagements that focus on delivering data quality checks, data lineage for large investment banks under various regulatory reporting across globe such as EMIR , MAS , CFTC, SFTR & MiFID reporting.
Involved with implementation of Front Office solutions like Murex, Calypso and Risk Tech like SAS. Worked on business measure Risk Analytics on Retail portfolio on quality and shape of the portfolio. He has also led the team around capital and investment management framework for managing and optimizing their portfolio. Instrumental in implementing Enterprise Wide at Risk Model (EWaRM) for a very large steel company. Prior to his role in Consulting, Rajosik used to work for a Bank in London.