• Service: Advisory, Risk Consulting, Financial Risk Management
  • Industry: Banking & Capital Markets
  • Type: Publication series
  • Date: 2/12/2013

Regulatory Practice Letter #13-05 

Ability-to-Repay and Qualified Mortgage - CFPB Final Rule (Regulations Z and X)
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The Bureau of Consumer Financial Protection (“CFPB” or “Bureau”) released a final rule to amend its Regulation Z, which implements the Truth-in-Lending Act, to reflect provisions of Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”).