In December 2012, the Bureau of Consumer Financial Protection (“CFPB” or “Bureau”) released its first annual Fair Lending Report. The report offers an overview of the Bureau’s fair lending program, and describes the work of the CFPB’s Office of Fair Lending and Equal Opportunity (“Office of Fair lending”) and its Office of Enforcement in this area during its first year of operations (July 21, 2011 and July 20, 2012).