Regulatory Practice Letters

To learn more about important developments in the financial services industry, please take this opportunity to review KPMG's Regulatory Practice Letters. These are issued by KPMG's Financial Services Regulatory Practice to highlight and detail current issues.

Regulatory Practice Letter #13-09

CFPB Nonbank Supervision – Larger Participants for Student Loan Servicing – Proposed Rule

Regulatory Practice Letter #13-08

KPMG Conducts Share Forum on Board Proposed Rule to Supervise Foreign Banking Organizations

Regulatory Practice Letter #13-07

High Cost Mortgages and Homeownership Counseling; Escrow Requirements - CFPB Final Rules

Regulatory Practice Letter #13-06

Mortgage Credit - Appraisals CFPB Final Rules

Regulatory Practice Letter #13-05

Ability-to-Repay and Qualified Mortgage - CFPB Final Rule (Regulations Z and X)

Regulatory Practice Letter #13-04

Mortgage Servicing Standards - CFPB Final Rules

Regulatory Practice Letter #13-02

Regulatory Practice Letter – January 30, 2013

Regulatory Practice Letter #13-01

In December 2012, the Bureau of Consumer Financial Protection released its first annual Fair Lending Report.

Regulatory Practice Letter #12-24

CFPB Nonbank Supervision - Larger Participants for Debt Collection and Credit Reporting - Final Rules

Regulatory Practice Letter #12-23

Regulation of Foreign Banking Organizations - Proposed Rule

Regulatory Practice Letter #12-22

Evolving Perspectives on Regulation of Foreign Banking Organizations – Remarks of Fed Governor Tarullo

Regulatory Practice Letter #12-21

U.S. Basel III Implementation - Interagency Proposed Rule

Regulatory Practice Letter #12-20

Private Student Lending - CFPB Reports

Regulatory Practice Letter #12-19

Banking Organization Systemic Risk Report - Fed Proposed Form FR Y-15

Regulatory Practice Letter #12-18

Mortgage Credit – Appraisals CFPB Proposed Rule

Regulatory Practice Letter #12-17

Mortgage Servicing Standards - CFPB Proposed Rule

Regulatory Practice Letter #12-16

Marketing and Sales of Consumer Add-On Products: UDAAP Issues - CFPB Guidance

Regulatory Practice Letter #12-15

High Cost Mortgages and Homeownership Counseling - CFPB Proposed Rule

Regulatory Practice Letter (RPL) #12-14

Integration of TILA and RESPA Mortgage Disclosures - CFPB Proposed Rule

Regulatory Practice Letter (RPL) 12-13

Supervision of Service Providers - CFPB Guidance

Regulatory Practice Letter #12-12

Stress Testing Practices – Final Supervisory Guidance

Regulatory Practice Letter (RPL) #12-11

Mortgage Rule Modifications under CFPB Consideration

Regulatory Practice Letter (RPL) 12-10

Risk-Based Nonbank Supervision - CFPB Proposed Rule

Regulatory Practice Letter #12-09

Designation of Non-Bank Financial Companies as Systemically Important – Final Rule

Regulatory Practice Letter #12-08

CFTC Compliance Obligations for CPOs and CTAs – Final Rule

Regulatory Practice Letter #12-07

CFPB Nonbank Supervision - Definition of Larger Participants for Debt Collection and Reporting - Proposed Rule

Regulatory Practice Letter #12-06

Mortgage Loan Servicing and Foreclosure Settlement Agreement; Servicing Standards Imposed

Regulatory Practice Letter #12-05

Cordray Appointed CFPB Director; Nonbank Supervision Begins

Regulatory Practice Letter #12-04

Enhanced Prudential Standards and Early Remediation Requirements – Fed Proposed Rule

Regulatory Practice Letter #12-03

Capital Plan Requirement for Large Bank Holding Companies – Fed Final Rule

Regulatory Practice Letter #12-02

Private Fund Reporting (Form PF) SEC and CFTC – Final Rule

Regulatory Practice Letter #12-01

CFPB Issues Proposed Policy Statement Governing Disclosure of Credit Card Complaint Data

Regulatory Practice Letter #11-25

CFPB Issues First Supervision and Examination Manual – Mortgage Servicing Guidelines Included

Regulatory Practice Letter #11-24

Prohibitions and Restrictions on Proprietary Trading and Relationships with Hedge Funds and Private Equity Funds (Volcker Rule) - Proposed Rule

Regulatory Practice Letter #11-23

Fed Report on Incentive Compensation Arrangements – Horizontal Review Results

Regulatory Practice Letter #11-22

Resolution Plans for Large BHCs, Systemically Important Firms and Insured Institutions – FDIC/Fed Joint Final Rule, FDIC Interim Final Rule

Regulatory Practice Letter #11-21

Interim Final Rule Governing Savings and Loan Holding Companies Becomes Effective

Regulatory Practice Letter #11-20

New Treasury International Capital Form SLT Reporting Requirements

Regulatory Practice Letter #11-19

Fed Proposes Two Year Transition to BHC Regulatory Reporting by Savings and Loan Holding Companies

Regulatory Practice Letter #11-18

Fed Supevision of SLHCs – First Inspection Cycle Guidance

Regulatory Practice Letter #11-17

Designating Systemically Important Financial Market Utilities-Final Rule Risk Management Supervision of Designated Clearing Entities-Report

Regulatory Practice Letter #11-16

Federal Reserve Board Regulation II: Debit Card Interchange Fee and Routing – Final Rule

Regulatory Practice Letter #11-15

Family Office Exclusion from Investment Adviser Registration – SEC Final Rule

Regulatory Practice Letter #11-14

Final Rules Implementing Registration and Other Requirements of Private Fund Advisers and Others

Regulatory Practice Letter #11-13

FDIC’s Systemic Resolution Advisory Committee Convenes Inaugural Meeting

Regulatory Practice Letter #11-12

Capital Plan Requirement for Large Bank Holding Companies – Fed Proposed Rule

Regulatory Practice Letter #11-11

Stress Testing Practices – Proposed Supervisory Guidance

Regulatory Practice Letter #11-10

Proposal to Govern Transfer of Functions from OTS to OCC and National Bank Preemption; Fed Proposal for Supervision of Thrift Holding Companies

Regulatory Practice Letter #11-09

“Ability-to-Repay” and “Qualified Mortgage” Standards Proposed under Regulation Z

Regulatory Practice Letter #11-08

Proposed Restrictions on Incentive- Based Compensation Arrangements

Regulatory Practice Letter #11-07

OCC and Fed Jointly Release Supervisory guidance for Model Risk Management

Regulatory Practice Letter #11-06

Agencies Propose Rule for Credit Risk-Retention Requirements of Asset-Backed Securities

Regulatory Practice Letter #11-05

Mortgage Loan Servicing and Foreclosure Policies and Practices- Agency Review and Related Enforcement Actions

Regulatory Practice Letter #11-04

FDIC and Fed Propose Rule for Resolution Plan and Credit Exposure Reporting by Systemically Important Firms

Regulatory Practice Letter #11-03

FDIC Approves Final Rule for Deposit Insurance Assessments and Large Bank Pricing

Regulatory Practice Letter #11-02

Agencies Submit Implementation Plan to Congress Regarding Transfer of OTS Authorities

Regulatory Practice Letter #11-01

Federal Reserve Board Regulation II – Debit Card Interchange Fees and Routing (Proposed Rule)

Regulatory Practice Letter #10-23

Considerations for Insurance Companies Pursuant to the Dodd-Frank Act

Regulatory Practice Letter #10-22

Asset-Backed Securities Disclosures: Proposed Rules for Repurchase Requests and Asset Reviews Required by Dodd-Frank Act

Regulatory Practice Letter #10-21

Basel Committee on Banking Supervision: Principles for Enhancing Corporate Governance (Final Guidance)

Regulatory Practice Letter #10-20

Financial Stability Oversight Council - Study of Restrictions on Proprietary Trading and Relationships with Private Funds

Regulatory Practice Letter #10-19

Financial Stability Oversight Council Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies (ANPR)

Regulatory Practice Letter #10-18

Agreed Upon Changes to the International Capital Standards

Regulatory Practice Letter #10-17

Amendments to Mortgage Loan Provisions under Regulation Z

Regulatory Practice Letter #10-16

Mutual Fund Distribution Fees: Proposed Changes to Regulatory Framework

Regulatory Practice Letter #10-15

Creation of the Financial Stability Oversight Council and the authority for orderly liquidation.

Regulatory Practice Letter #10-14

Implications for financial services institutions under the Dodd-Frank Act

Regulatory Practice Letter #10-13

On July 21, 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law by U.S.

Regulatory Practice Letter #10-12

Financial Regulatory Reform Legislation – Bureau of Consumer Financial Protection (Title X); Mortgage Reforms (Title XIV)

Regulatory Practice Letter #10-11

Final passage of the Dodd-Frank Act is the culmination of a protracted effort on the part of the Obama administration and Congress.

Regulatory Practice Letter #10-10

In This Regulatory Practice Letter: Financial Regulatory Reform Legislation - Dodd-Frank Act (H.R. 4173)

Regulatory Practice Letter #10-09

Financial Regulatory Reform Legislation Passes U.S. Senate (S. 3217)

Regulatory Practice Letter #10-08

Financial Regulatory Reform Legislation Released by Senator Dodd, March 2010

Regulatory Practice Letter #10-07

OCC Policy Statement on Tax Refund-Related Products

Regulatory Practice Letter #10-06

Regulation of Compensation Structures

Regulatory Practice Letter #10-05

Risk Management Controls for Broker-Dealers with Market Access – Proposed Rules

Regulatory Practice Letter #10-04

Fair Lending Developments, including Servicing and Loss Mitigation

Regulatory Practice Letter #10-03

Final Rules to Effect Risk-Based Pricing Notices to Consumers

Regulatory Practice Letter #10-02

Financial Responsibility Rules for FINRA Member Firms

Regulatory Practice Letter #10-01

Custody of Funds or Securities of Clients by Investment Advisers – Final Rule

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