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      After the financial crisis, Japanese financial institutions are struggling to respond to tightened regulatory requirements and a drastically changing interest rate environment. They need to meet expectations from various stakeholders inside and outside Japan. Major banks are facing the challenge to respond to regulatory requirements in countries where they are expanding as well as the challenge of enhancing group governance, with the purpose of achieving further globalization. Regional banks are striving to contribute to the establishment of a new landscape and to create a sustainable business model of their own. Furthermore, the competitive environment is changing with 'FinTech', the development of new technology. As a professional services firm, we, KPMG, grasp the rapid changes occurring in the financial environment and passionately provide the very best solutions to our clients.

      This publication is KPMG in Japan's annual survey of the published financial statements of foreign banks in Japan.

      Welcome to the KPMG knowledge base of research that demonstrates our understanding of complex business challenges faced by companies around the world.

      KPMG in Japan provides highly specialized professional services to meet industry-specific needs.