New Zealand


  • Industry: Financial Services
  • Type: Business and industry issue
  • Date: 30/01/2013

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John Kensington

John Kensington 

Head of Financial Services

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Financial Services

Focused and practical audit, tax and advisory services for the insurance, retail banking, corporate and investment sectors.

Frontiers in finance - Cost optimisation 

Better data, efficient processes and lower costs         July  2012


The global economic situation continues to dominate the environment for financial services. In the US, there are a few encouraging signs in the retail and housing sectors, but uncertainty leading up to the presidential election cast a long and lingering shadow.


In China, there are fresh concerns about the slowdown in growth, despite continuing strong exports.

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Strung between these two rather shaky pillars, in Europe, the sovereign debt crisis still appears to be very slow moving towards a resolution. 


The political impetus for change looks likely to slow down as we approach German elections in 2013 and in the long term, the sustainability of the post-war social-democratic consensus looks ever more fragile. 


Articles in this issue 


Frontiers in finance - A regular publication from KPMG's Financial Services practice. 
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FIPS non-banks - review of 2012

fips non-banks 2012
The resilient have survived, now it's time to re-group before the final push.