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  • Type: Benchmarking study, KPMG information
  • Date: 12/11/2015

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Georgian Banking Sector Overview 2015 Q3 Results 

This report summarizes and analyzes the financial results of the 19 commercial banks of Georgia for the 3rdquarter of 2015, as well as provides some insights into the recent developments in the sector.
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The financial information has been obtained from the published interim reports for the 3rdquarter of 2015. The banks are listed in the alphabetical order throughout the publication. We have used simple headline numbers in our analysis unless stated otherwise; each bank has its own way of reporting performance and this has proved to be the most consistent method of presenting their results.
All the key ratios are calculated based on the obtained data unless stated otherwise.
The general information, such as the number of branches, employee headcount, etc, are mainly taken from the Notes to the Financial Statements prepared by the banks. The official websites of the banks serve as the only alternative source, however they are not always properly updated. Due to this, the figures presented may not necessarily be as of 30thSeptember 2015. There may be figures more up to date or of an earlier date depending on the latest available information published by the banks.
The main source of news is the official websites of the banks and the National Bank of Georgia, as well as the official press releases published by various news agencies.
 

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