The Federal banking regulatory agencies (the Federal Reserve Board, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation) jointly announced the availability of a regulatory capital estimation tool to help community banking organizations and other interested parties evaluate the agencies’ Basel III regulatory capital proposals published jointly in June 2012. The tool is intended to assist these organizations in estimating the potential effects of the Basel III Notice of Proposed Rulemaking (“NPR”) and Standardized Approach NPR on their capital ratios.