Over the past five years, the financial services industry has witnessed dramatic shifts in the regulatory landscape. While recent reforms address a host of supervisory issues, a closer look reveals capital management is at the heart of most of these initiatives.
Evolving capital and regulatory requirements will have dramatic effects on traditional banking organizations as well as non-bank financial services companies. Capital reform has far-reaching implications throughout an organization, requiring cross-functional collaboration and involving significant commitment from business lines, corporate functions, risk management, the board of directors, and affected employees.
Because capital management is first and foremost a business process, capital reform will ultimately create a paradigm shift for many banking organizations as they reevaluate business models, core product and service offerings, and revenue sources.
In this dynamic environment, the organizations most likely to succeed will embrace capital reform as a strategic imperative that goes beyond a compliance exercise.
KPMG offers a full complement of services to meet broad and complex regulatory capital management needs. KPMG recognizes capital is a powerful measure for a range of stakeholders, and our flexible capital management solutions can accommodate each client’s diverse capital objectives and constituencies.
KPMG’s Capital Management practice is comprised of professionals with deep knowledge in regulatory, technical, and tax issues. Our professionals understand the enormous pressures faced by our clients and are well-positioned to assist throughout the capital management lifecycle.
Core capital management services include:
- Regulatory and Economic Capital
- Dodd-Frank Act Stress Testing (DFAST)
- Comprehensive Capital Analysis and Review (CCAR)
- Capital Optimization
- Modeling and Analytics
KPMG recognizes capital management is inextricably linked to data, systems and infrastructure, governance, and tax considerations. Based on each client’s need, KPMG can deliver these and other supporting services as a comprehensive capital management solution or stand-alone components.
KPMG provides executable strategies that cut through complexity to help financial institutions achieve regulatory, compliance, and sustainable business objectives.
KPMG serves many of the world’s largest banking organizations and non-bank financial services companies, and our teams are connected through regional and global delivery networks. KPMG is connected closely to emerging regulatory issues and thought leadership through our centers of excellence, and our global network of partners serving the largest banks and leading financial services companies.