As in the past, a series of three surveys has been carried out throughout the year covering regulatory reporting, embedded value and individual capital assessment. These surveys form the basis of our Technical Practices Survey Project, a research project that we undertake in order to benchmark the methodologies and technical actuarial practices in use today by actuaries in the UK life insurance industry. The aim of the project is to be wide ranging and to try and cover most of the areas in which life actuaries are currently involved.