The statistics are calculated from information extracted from the financial statements of the institutions.
A list of licenceholders included within the survey, together with reasons why particular licenceholders are excluded from this exercise.
The licenceholders are grouped into three sections according to asset size, as follows:
- Greater than £500 million
- Between £100 million and £500 million
- Up to £100 million.
The following performance measures have been calculated:
- Total assets
- Return on capital employed
- Profit after tax
- Profit before tax
- Cost/income ratio
- Capital and reserves
- Net interest margin
The basis of calculation of these statistics is included.
Whilst all reasonable steps have been taken to ensure the accuracy of the information contained in the review, the extent of information included within annual financial statements varies considerably.
Consequently, KPMG LLC cannot accept any responsibility for any errors or omissions contained within this document.