Capital and liquidity issues are major board agenda items for banks worldwide as intense scrutiny of banks and their risk profiles continues. Regulatory reforms such as Basel III put additional responsibilities and pressures on banks, their directors and their finance and compliance teams.
From January 1, 2013, Basel III requires all new non-equity capital to have a new bail-in feature. Banks are expected to have a ‘stable funding structure' to meet its liquidity requirements in times of stress.
The implications for banking business models, their shareholders and customers are significant. The requirement for higher levels of capital, greater liquidity and less risk has created new challenges for senior decision makers.
How We Can Help
We have significant expertise in this area. We work with our clients to help them understand not just the detail of how these requirements will affect their business, but also to help put in place the solutions needed to deliver compliance.
If you would like to find out more about the implications of Basel III and related capital and liquidity matters please do get in touch – we’d be delighted to discuss how we can help. We have significant experience in dealing with these capital and liquidity challenges with our clients and are happy to talk to you today.