Capital and liquidity issues are major board agenda items for banks worldwide as intense scrutiny of banks and their risk profiles continues. Regulatory reforms such as Basel III put additional responsibilities and pressures on banks, their directors and their finance and compliance teams.
The implications of Basel III for banking business models, their shareholders and customers are significant. The requirement for higher levels of capital, greater liquidity and less risk has created new challenges for senior decision makers.
From January 1, 2013, Basel III requires all new non-equity capital to have a new bail-in feature. Banks are expected to have a ‘stable funding structure' to meet its liquidity requirements in times of stress.
How KPMG can help
KPMG’s Banking team has significant expertise and experience in dealing with these capital and liquidity challenges. We can work with our you to help you understand not just the detail of how these requirements will affect your business, but also to help put in place the solutions needed to deliver compliance.
If you would like to find out more about the implications of Basel III and related capital and liquidity matters please do get in touch.