Monetizing mobile 

The era of mobile banking and payments is dawning. Around the world and across the banking value chain, everyone is waking up to the huge potential of a market that is rapidly changing the way that customers interact with their financial institutions.
Mobile banking and payments
Monetizing mobile: Mobile banking and payments
The era of mobile banking and payments is dawning. Find out how mobile will change the way banks and their customers interact.
Innovator banks are taking the lead
Monetizing mobile: Innovator banks are taking the lead
Across the value chain and every region surveyed, a core group of ‘innovators’ are emerging and actively working to deploy robust mobile banking services into the market.
Navigating the technology maze
Monetizing mobile: Navigating the technology maze
One of the biggest considerations is technology; perplexingly, it can be both an enabler and a barrier to the widespread adoption of mobile payments. The most critical consideration revolves around the method by which devices will enable mobile payments.
The strategy for retail banks
Monetizing mobile: The strategy for retail banks
There is no right or wrong path to creating a mobile solution. And until standards are developed and technologies mature, each bank will need to follow its own strategy based on sound objectives and a clear understanding of the risks and benefits.
Corporate mobile payments
Monetizing mobile: Corporate mobile payments
Contrary to popular belief, mobile payments are not restricted to retail banks. Indeed, commercial banks are showing a growing interest in leveraging mobile as a key differentiator and potential revenue generator.
Scenario spectrum
Monetizing mobile: Scenario spectrum
Our report finds that the development of mobile solutions tends to follow an evolutionary pattern that starts with basic mobile banking and progresses towards mobile payments at the physical POS.

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We encourage you to contact your local KPMG member firm, or email banking@kpmg.com to talk to one of our mobile banking specialists.


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The era of mobile banking and payments is dawning. Download the full report to gain further insight from KPMG’s global network of experienced mobile banking specialists.