What if cash disappears? 

 
Mshopping is undoubtedly on the rise. A wide range of industries going from service and content providers, financial and retail companies, to cloud companies and advertising agencies are all affected. The way we buy and sell has entered a new era.

Business and operating models should too. Welcome to the new world.
 

 
Ecommerce has made a profound impact on society and has been cited as the single most important growth opportunity across all sectors. Online channels offer new opportunities both for starters and established offline businesses.

Faster, more efficient and cost effective structures are reshaping organizations and creating a dimensional shift in the way business is conducted. You are watching the world trends but the world is also watching you.
 

 
Location-based social applications help companies deliver custom-made deals and incentives to encourage nearby potential customers to enter their stores. These diverse and flexible channels represent a huge opportunity.

The key is unlocking it and finding the right balance between traditional marketing and the new digital marketing.
 

 
It's not only businesses that need to evolve to meet the changing demands of consumers, regulators do to. They must ensure that the rules promote privacy and security while still providing the flexibility for companies to innovate. Remaining compliant in an evolving regulatory environment requires foresight and planning.

This is not to be understimated given the increased importance placed on regulatory compliance in the wake of the financial crisis, now and in the years to come.
 

 
Today, consumers are talking about how technology enables their lifestyles. From buying goods online to keeping up with friends on social networks, from designing custom-made products to using mobile applications to help organize their lives, consumers seem to be more and more reliant on a range of technologies. From mobile coupons to location-based advertising, mobile devices offer a wealth of new opportunities to businesses too.
 

 
Participating in social media has become a business imperative and, regardless of industry group or ownership structure, social media is rapidly moving up the boardroom agenda. More than 70% of organizations operating around the world are now active on social networks, allowing them to gather and analyze customer data in the cloud. Are you?